Self-Help Group And Microfinance

Our Aim

Our unique Credit Plus Model was developed customising the microfinance programme to empower women with sustainable income-generation options. The programme mobilises rural women living below poverty line to form self-help groups. This is followed by building their capacity with robust training programmes, primarily on group management and financial education.  Using the social capital of the group as the collateral, microfinance is provided to the members,  specifically  to create or strengthen  enterprises. Going beyond mere provision of microfinance, the entrepreneurs are also helped with bank linkages and hand held to develop their enterprises through business promotion initiatives like the provision of backward and forward linkages, including market support. The aim is to make the ventures of these women sustainable to enable them to come out of the poverty trap and lead lives with hope and dignity.

Our Achievements

  • SHGs Formed / Affiliated
  • SHG Members Enrolled / Affiliated
  • Family-based enterprises (FBEs) created or strengthened
  • Microenterprises
  • Vocational Training Beneficiaries
*April 2019

Our Success Stories


    The training from Hand in Hand India an organization has taught me how to utilize electricity properly and helped me earn more profits”


    Read More


    The business principles training programme given by Hand in Hand India, specially designed for the needs of women entrepreneurs, gave me insights into finance, marketing, information technology, banking, and soft skills and helped me diversify my business – I now own a textile shop in addition to my tailoring business.”

    Read More


    I’m an introvert but am not shy to educate myself."

    Read More

  • Weaving Dreams

    In my time of need, it was Hand in Hand India that trusted me and my group and gave us the money to set up this enterprise. I have confidence that they will always help us. It’s only because of this business that our children are studying in engineering colleges!”

    Read More

  • Ushering Change for a Better Tomorrow: A Case Study of ‘Rag pickers’ SHG of Rajasthan

    As a community, the ‘Rag pickers’ in India, are placed at the bottom of the social and economic hierarchy and suffer from abysmal forms of oppression and exclusion"

    Read More

Our Presence



Tamil Nadu

  • Tiruppur · Thiruvallur
  • Kancheepuram · Vellore
  • Thiruvannamalai · Villupuram
  • Cuddalore · Salem
  • Namakkal · Coimbatore
  • Karur · Pudukottai
  • Thiruvarur · Sivaganga
  • Trichirappali · Virudhunagar
  • Tuticorin




  • Davanagere
  • Haveri
  • Renebennur
  • Bengaluru

Madhya Pradesh

  • Dhar · Mandla
  • Indore · Dewas
  • Mandsaur





Uttar Pradesh

  • Banda (project completed)

Our Special Projects

  • Enterprise Promotion – Social Ventures Partners, India – Bengaluru
  • Financial Literacy & Education – BNP Paribas GSO
  • New jobs, new lives – Läkarmissionen, Hand in Hand Sweden
  • Adult Literacy & Vocational training – GSRD
  • Mobile accounting – Yes Team

Our collaboration with SVPI has seen the implementation of our SHG project in Nelamangala and Doddabellapur on the outskirts of Bengaluru in Karnataka. The 3-year project is aimed to promote over 4,000 family-based enterprises and will end in 2016.

This project has helped train women entrepreneurs on financial literacy. The partnership developed a need-based financial literacy curriculum which was administered to the women entrepreneurs in Kancheepuram and Chengalpattu, Tamil Nadu, to enhance their business opportunities. Many of these entrepreneurs were not maintaining account books and were unable to define their profits. The training has shown promising results with a 20 -30 % increase in the beneficiary’s income.

BNN Paribas has also been helping us mobilise drop-out children in our Transit Schools, encouraging them to complete their education and pursue higher studies.

We have partnered with Läkarmissionen since 2008. While the initial projects were focussed in Tamil Nadu, the fourth phase which is currently being implemented has been planned for both Tamil Nadu and Madhya Pradesh. The project aims to create 20,000 jobs, provide training to women and facilitate credit access so that they can gain better and/or new livelihoods through small scale enterprises. This collaboration is also being supported by Hand in Hand Sweden.
Since 85% of our SHG members lack access to functional literacy (not having formal education beyond 5th grade), with support from Läkarmissionen an attempt is being made to teach functional literacy to SHG members.

GSRD has supported us to implement an adult literacy and skill training projects in Tamil Nadu, Madhya Pradesh, Odisha and Rajasthan.

The intervention has helped rural women build assets, improve their financial acumen, develop new and strengthen existing income-generating activities, and thus lead better lives.

Yes Team (under the support of NABARD) has initiated a pilot project with us in Wallajabad involving 100 self-help groups. Using mobile technology the project has helped develop a product for e-book-keeping for SHGs.