Loan Interest

Grameen Loan	Cycle-1	Cycle-2	Cycle-3
Loan Amount	INR 5000, INR 7500, INR 10,000	INR 12000, INR 15,000	INR 20,000
Upfront Fee	0%	0%	0%
Repayment Term	12 Months	18 Months	24 Months
Nominal Rate of Interest	18%	18%	18%
Districts covered	Tamil Nadu: * Kancheepuram * Thiruvallur * Villupuram Rajasthan: * Pali

Grameen Loan	Cycle-1	Cycle-2	Cycle-3
Loan Amount	INR 5000, INR 7500, INR 10,000	INR 12,000, INR 15,000	INR 20,000
Upfront Fee	1%	1%	1%
Repayment Term	12 Months	18 Months	24 Months
Nominal Rate of Interest	23%	23%	23%
Districts covered	Tamil Nadu: *Salem * Trichy * Sivagangai * Virudhunagar * Tutirocin * Thirupur Karnataka: *Bengaluru Rural Madhya Pradesh: * Dewas * Indore Odisha: * Sundargarh Maharashtra: * Pune

Water & Sanitation Loan	Water Tap	Toilet
Loan Amount	Rural – INR 3,000 Urban – INR 6,000	Rural – INR 10,000 Urban – INR 12,000
Upfront Fee	0%	0%
Repayment Term	12 Months	18 Months
Nominal Rate of Interest	18%	18%
Districts covered	Tamil Nadu: * Kancheepuram * Thiruvallur * Villupuram

Education Loan	Up to Grade 8	Above Grade 8
Loan Amount	INR 10,000	INR 15,000
Upfront Fee	0%	0%
Repayment Term	12 Months	12 Months
Nominal Rate of Interest	18%	18%
Districts covered	Tamil Nadu: * Kancheepuram * Thiruvallur * Villupuram

Education Loan	Up to Grade 8	Above Grade 8
Loan Amount	INR 10,000	INR 15,000
Upfront Fee	1%	1%
Repayment Term	12 Months	12 Months
Nominal Rate of Interest	23%	23%
Districts covered	Tamil Nadu: * Salem * Trichy * Sivagangai * Virudhunagar * Tutirocin * Thirupur

Dairy & Horticulture Loan	Cycle – 1
Loan Amount	INR 30,000
Upfront Fee	0%
Repayment Term	24 Months
Nominal Rate of Interest	23%
Districts covered	Tamil Nadu: * Kancheepuram * Villupuram