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SHG

Hand in Hand has adopted a systematic and thorough approach when it comes to forming and supporting Self Help Groups (SHGs) and all communities are assessed using Participatory Rural Appraisal (PRA) methods.

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The Hybrid Model

Hand in Hand views microfinace as the entry point for income generating activities and poverty reduction. Access to microcredits helps households generate surpluses and slowly expand into multiple activities, thus countering seasonal and activity based risks. With the creation of enterprises, women migrate from poorly paid work or unpaid household work, to self-employment and entrepreneurship.

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Credit Plus

Hand in Hand believes that credit alone cannot lead to the empowerment of women unless it is accompanied by certain micro credit plus interventions such as literacy training, gender training, entrepreneurial training, vocational training, provision of insurance etc.

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Family Based Enterprises

Hand in Hand believes that economic empowerment is the key to social and political empowerment. Hand in Hand aims at organising 1.3 million poor, rural women into Self Help Groups by the year 2010 and generate employment opportunities for them.

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Micro Enterprise

Most of the enterprises run by Self Help Group members are small family based enterprises. However, Hand in Hand also supports micro enterprise, group based enterprises, which could be either agricultural or non-agricultural. The investment for such enterprises usually lies between Rs 200 000 and Rs 500 000.

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